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Based on the search results, here are the key points about PMFBY clusters:

Cluster Approach for Implementation

  • The Pradhan Mantri Fasal Bima Yojana (PMFBY) is implemented using a cluster approach in many states[1][4].

  • States divide their districts into clusters for implementation of PMFBY[1][6].

  • Insurance companies are selected as Implementing Agencies (IAs) for each cluster[1][4].

Examples of Cluster Implementation

  • In Tamil Nadu, 14 clusters consisting of 37 districts were created for PMFBY implementation[1].

  • In Assam, all 33 districts were divided into 8 clusters, with different insurance companies assigned to each cluster[6].

Bidding Process

  • Insurance companies bid for clusters by providing district-wise and crop-wise premium rates[1].

  • Companies have to bid for all notified crops in all districts within a cluster[1].

  • The L1 (lowest) bidder is selected as the Implementing Agency for that cluster[1].

Benefits of Clustering

  • Allows for more efficient administration and implementation of the scheme.

  • Enables selection of different insurance companies for different regions based on their capabilities.

  • Facilitates customized approaches for different agro-climatic zones within a state.

Key Points

  • Empaneled insurance companies participate in the bidding process[1][4].

  • Both public and private sector insurance companies can be selected[4].

  • The cluster approach is used in many states, but implementation details may vary[1][6].

In summary, the cluster approach divides states into groups of districts for PMFBY implementation, with insurance companies bidding to become the Implementing Agency for each cluster. This allows for more localized and efficient administration of the crop insurance scheme.

citation by perplexity: [1] https://www.tnagrisnet.tn.gov.in/CIS/docs/1.pdf [2] https://www.india.gov.in/spotlight/pradhan-mantri-fasal-bima-yojana [3] https://pmfby.gov.in/compendium/General/1_2_3_merged.pdf [4] https://pmfby.gov.in/pdf/Revised_Operational_Guidelines.pdf [5] https://pmfby.gov.in/pdf/New%20Schemes-english_.pdf [6] https://diragri.assam.gov.in/schemes/pradhan-mantri-fasal-bima-yojana-pmfby [7] https://diragrikmr.nic.in/PMBFY.html [8] https://pmfby.gov.in/faq

Further reading

  1. National Agriculture Insurance Scheme (NAIS),

Referenced in:

All notes
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